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Faith Insurance Group understands truck insurance
Being an owner operator truck driver means that you pretty much run your own business, but haul other businesses cargo. Being an owner operator also means that you require special insurance coverage to protect your own vehicle as well as the cargo you’re hauling regardless of whether you work under a permanent lease or under yourself.
Faith Insurance Group understands truck insurance. It’s really all we do. By working with the nation’s top truck insurance companies, we’re able to pair your risk with the best company, giving you comparative insurance quotes and coverage options.
Remember, not all car insurance is created equal. Some auto insurance policies simply meet the legal requirements. In most states this means your auto insurance will cover the damage you cause to other cars in collisions.
Frequently, if you’re under a permanent lease by a motor carrier, they provide you with liability insurance for property damage, and bodily injury for at fault accidents while you’re driving on their behalf. That being said, owner operators do need additional insurance coverage including:
It is possible your motor carrier will provide you with these coverages too, but be sure to get a copy of what is provided and talk to your Faith Insurance Group agent about owner operator insurance coverages you may need.
For Owner Operators who are working under their own authority, you’ll want to have the following insurance coverages:
